Course Overview
The Open Banking & API Payments programme provides a practical introduction to the technologies, regulations, and business models driving digital payments and financial innovation. Designed for professionals in banking, fintech, and product roles, it bridges technical concepts with real-world applications.
Over two focused days, learners will explore PSD2, open finance ecosystems, API standards, and consent management. Through mentor-led sessions and practical scenarios, participants will understand how secure data sharing and payment initiation services are transforming customer experiences and competitive landscapes.
The course also covers compliance frameworks, risk considerations, and emerging use cases, enabling learners to contribute to open banking initiatives within their organisations. Participants will leave with a clear understanding of how APIs power modern financial services and how to apply these concepts in practice.
Hands-On Learning
Scenario-based exercises on API flows, payment initiation, and consent management.
Mentor-Led Sessions
FinTech practitioners guide API concepts, regulatory context, and real-world use cases.
Career-Ready Skills
Open banking implementation, API understanding, and digital payments expertise.
Learning Outcomes
Explain open banking and PSD2 frameworks
Analyse API-driven financial ecosystems
Implement payment initiation workflows
Evaluate consent and data privacy models
Communicate open banking use cases
Assess compliance and risk considerations
Prerequisites
Basic understanding of financial services
Interest in digital banking or fintech
No coding experience required
Detailed Syllabus
Step-by-step learning journey from basics to professional practice
Topics Covered
- Course overview and expectations
- Introduction to open banking landscape
- Key terminology and concepts
Skills You'll Gain
Master these in-demand skills through hands-on practice
Career Progression
A clear view of the roles this programme supports, what typically comes next, and where learners progress over time
Ways to Learn
Choose the learning format that works best for you and your team
Live Online
Instructor-Led Training
Join live instructor-led sessions from anywhere. Interactive, engaging, and flexible.
- Live instructor interaction (real-time)
- Trainer-led walkthroughs and real examples
- Guided resources and session notes provided
- Structured Q&A and practical discussion
Price per person
Group enrolments and early planning options available.
All prices are exclusive of VAT where applicable. Group enrolments and custom packages available on request.
Prefer a Faster, Personalised Route into IT?
Not everyone learns best in a group. If you want focused guidance, faster clarity, and confidence you can use on the job, our 1-to-1 Fast-Track Training gives you private, mentor-led support tailored to your experience and goals.
"Many learners choose 1-to-1 when they want understanding, not memorisation."
Exam & Certification Information
Everything you need to know about the certification exams
Important Information
You will receive an Xcademia certificate of completion based on participation and successful completion of labs and scenario simulations.
Credential
Certificate of Completion
On successful completion of Open Banking & API Payments, learners receive an Xcademia Certificate of Completion. This standalone certificate is issued directly by Xcademia and is aligned with globally recognised frameworks and best practices.
Frequently Asked Questions
Everything you need to know about this course
No, the course explains APIs and concepts in a business-friendly way.
Ready to Start Your Learning Journey?
Take the next step in your professional development